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Nedbank

A major South African banking group. Confirm current registration on the SARB list.

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About Nedbank

A major South African banking group. Confirm current registration on the SARB list.

Nedbank is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Banks, Credit providers, Business finance providers, Home loan providers, Trading platforms.

The linked comparisons are Business bank accounts, Business credit cards, Card machines, Business loans, Invoice finance, Asset finance, Equipment finance, Business overdrafts, Merchant cash advances, Personal loans, Short-term loans, Emergency loans, Debt consolidation, Bad credit loans, Student loans, Home loans, Home improvement loans, Secured loans, Credit cards, Savings accounts, High-interest savings, Notice accounts, Fixed deposits, Share trading, Commodities trading.

The source material names Nedbank Limited. That wording was not re-checked against a register, and the brand on a page can differ from the company on a contract.

A profile is not an endorsement, a rating or a promise that a product is suitable. Registration of a firm does not set the terms of a particular account, policy or investment, and it does not mean the product is free from loss.

Legal name in the source material. Nedbank Limited

Products and services on WiT Money

These are the published WiT Money records for this name. A company in a large group is not assumed to offer every product sold under a similar brand.

Business bank accounts

  • Small Business Banking accounts (range)

    Business banking and cards

    Confirm current fee with bank

    View the comparison

Business credit cards

  • Small Business Credit Card

    Business credit card; R287 advertised initiation fee

    R58 a month, recorded as the published card fee. Interest, cash advances and other charges are not included.

    View the comparison

  • Commercial Garage Card

    Vehicle-related business expense card

    Confirm current fee with bank

    View the comparison

Card machines

  • Nedbank Card Payments

    Merchant card machines and acquiring

    Quote dependent; confirm current products

    View the comparison

Business loans

Invoice finance

Asset finance

  • Vehicle and Equipment Finance

    Income and asset assessment

    Individualised quote

    View the comparison

Equipment finance

Business overdrafts

Merchant cash advances

Personal loans

  • Mainstream personal loan

    Income, credit and affordability assessment

    Personalised; official illustrative range 10.75%–28.25%. Initiation: R165 +10% of amount over R1,000, max R1,207.50. Service fee: R69.

    View the comparison

Short-term loans

  • Quick Loan

    SA citizen, 18–65; income deposited electronically; digital access criteria

    Personalised; not verified numerically. Initiation: Not confirmed. Service fee: Not confirmed.

    View the comparison

Emergency loans

  • Quick Loan

    Electronic income into bank account; assessed

    Personalised. Initiation: Check quotation. Service fee: Check quotation.

    View the comparison

Debt consolidation

  • Debt Consolidation

    Existing qualifying debts and approval; actual eligibility depends on bank

    Personalised; online illustrated 8.25–25.75% (not a confirmed customer rate). Initiation: Provider says initiation fee applies. Service fee: Provider says monthly service fee applies.

    View the comparison

Bad credit loans

  • Personal Loan (credit-profile assessed)

    Income, credit profile and affordability assessed

    Personalised; examples on provider site. Initiation: Initiation fee applies. Service fee: Monthly service fee applies.

    View the comparison

Student loans

  • Student Loan

    Full-time may require guarantor paying interest while studying; part-time repays principal and interest

    Personalised; academic-performance-linked discounts claimed. Initiation: Not verified. Service fee: Not verified.

    View the comparison

Home loans

  • Home Loan

    Residential mortgage and loan management

    Personalised. Mortgage/bond and account costs: verify

    View the comparison

Home improvement loans

  • Home Loan Readvance / Further Loan

    Readvance and further loan distinguished

    Personalised. Further loan requires new deed registration; quote

    View the comparison

Secured loans

  • Readvance / Further Loan

    Property-backed further credit

    Personalised. Further bond legal costs; quote

    View the comparison

Credit cards

  • Nedbank Gold Credit Card

    Subject to credit and affordability assessments

    R65 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

  • Nedbank Platinum Credit Card

    Subject to credit and affordability assessments

    R110 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

  • Nedbank American Express Gold Credit Card

    Subject to credit and affordability assessments

    R145 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

  • Nedbank American Express Platinum Credit Card

    Subject to credit and affordability assessments

    R535 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

  • Nedbank SAA Voyager Gold Credit Card

    Subject to credit and affordability assessments

    R68 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

  • Nedbank SAA Voyager Premium Credit Card

    Subject to credit and affordability assessments

    R193 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

Savings accounts

High-interest savings

  • Money Market Account (deposit)

    BANK deposit (not unit trust)

    R40 monthly fee shown in product page

    View the comparison

Notice accounts

Fixed deposits

Share trading

  • Stockbroking / share investing

    Share investment access via bank and brokerage

    Consult official pricing and account terms

    View the comparison

Commodities trading

  • Commodities solutions

    Commodity and related market access subject to division

    Brokerage, exchange/clearing, margin financing and product spread vary

    View the comparison

Published product details

  • Business banking and cards
  • Business credit card; R287 advertised initiation fee
  • Vehicle-related business expense card
  • Merchant card machines and acquiring
  • Business income and credit approval
  • Eligible accounts receivable
  • Income and asset assessment
  • Bank credit assessment

Advantages and considerations

These points come from individual product records. They are not a general review of the company.

Recorded strengths

  • Small Business Banking accounts (range). Established bank with multiple business solutions
  • Small Business Credit Card. For startups and SMEs
  • Small Business Credit Card. Defined published fees
  • Commercial Garage Card. Convenient fleet expense tracking
  • Nedbank Card Payments. Bank acquiring support
  • Business term loan. Multiple financing products
  • Invoice Discounting. Potential cash-flow release
  • Vehicle and Equipment Finance. Range of commercial assets

Recorded limits

  • Small Business Banking accounts (range). Exact account tier and current fees require selection
  • Small Business Credit Card. Interest, approval and repayment conditions
  • Small Business Credit Card. Initiation fee
  • Commercial Garage Card. Not interchangeable with general business credit card
  • Nedbank Card Payments. Contract, rental and fee details vary
  • Business term loan. Pricing not standardised
  • Invoice Discounting. Availability and fees need confirmation
  • Vehicle and Equipment Finance. Ownership and residual terms need checking

Fees and costs

  • Confirm current fee with bank
  • R58 a month, recorded as the published card fee. Interest, cash advances and other charges are not included.
  • Quote dependent; confirm current products
  • Quoted rate and fees
  • Quote required
  • Individualised quote

A missing fee is not shown as R0. Where no figure is published, the price has to come from the provider.

Regulatory information

  • SARB/PA member bank; confirm entity
  • A registration number was claimed in the source material. It was not re-checked on the NCR register, so the number is not shown.
  • Published base account/card fee only; 2026 price guide and all variable fees require checking
  • Bank lender
  • Bank merchant advance
  • Fee guide and page examples may represent different periods.
  • R2k–R400k are on-page calculator inputs, not a guaranteed product range.
  • Loan amount range taken from calculator input, not guaranteed offer.

An authorisation, where one exists, is for particular activities. It is not an endorsement by the regulator, and it does not mean a product is suitable.

Compare Nedbank on WiT Money

Sources and how this profile was reviewed

Research dates on the underlying records run to 29 October 2026. Rebuilding this page did not re-check every register entry.