Investing
Compare Investment Platforms in South Africa
Compare South African investment platforms, available investment products, minimum investment amounts, fees and account features. Understand how platforms work, what they cost and which risks matter.
Investments can rise or fall in value. Fees, available products and account conditions vary by provider. Information is not personalised investment advice. Information checked 28 October 2026.
Before you compare
A platform is the account. The fund or share is the investment. A fee figure is shown only where an official fee or tariff page was checked. Other cards say to check the current fees. No firm is ranked, and no FSCA licence number is shown.
Compare providers
Each card uses the product published for this page. A missing fee is left as a prompt to check the provider. It is not shown as zero.
16 of 16 products, in name order. A fee that was not checked is not shown as a number, and nothing is sorted by return or by cheapest.
- Available investments
- Index-based investment and retirement
- Access
- Digital/direct
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Low-cost index approach
- Retirement options
Considerations
- Limited custom stock selection
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Absa Stockbrokers
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- Share / ETF broker
- Access
- Online
- Fees
- Smart Account 0.4%, R75/month public tariff; verify
The fee figure comes from the provider source linked on this card. It can change.
Advantages
- Research and local/offshore trading options
Considerations
- Minimum brokerage and inactivity/monthly fees by account
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Allan Gray Investment Platform
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- Unit trusts / multi-manager
- Access
- Online / adviser
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Broad fund research
- Long track record
Considerations
- Active manager concentration and possible adviser fees
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Available investments
- Fractional JSE shares / ETFs / TFSA
- Access
- Self-directed app
- Fees
- 0.25% brokerage per trade; R25/month Thrive unless exempt/waived; other charges apply
The fee figure comes from the provider source linked on this card. It can change.
Advantages
- Fractional access
- Broad local products
- TFSA
Considerations
- Transaction and Thrive-related fees
- Self-directed risk
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
FNB Share Investor / Share Saver
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- JSE share and ETF investing
- Access
- Bank / digital
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Convenient bank integration
Considerations
- Product universe and transaction costs
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Available investments
- App-based investing
- Access
- Digital
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Simple onboarding and automation
Considerations
- Restricted fund menu
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Glacier by Sanlam. No official logo is shown.
Glacier by Sanlam
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- Linked investment services
- Access
- Adviser / platform
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Broad discretionary fund options
Considerations
- Platform and advice charges may stack
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Investec Clarity
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- Digital equity / ETF investing
- Access
- App
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Bank-associated digital offering
Considerations
- Market access and fees differ by instrument
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Momentum Investments. No official logo is shown.
Momentum Investments
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- LISP / unit trusts / retirement
- Access
- Direct / adviser
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Choice of investments and wrappers
Considerations
- Complex layered charges
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Nedbank Private Wealth
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- Investment management and stockbroking
- Access
- Adviser / managed
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Wealth/advice integration
Considerations
- Higher potential minimums and advice fees
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Ninety One Investment Platform. No official logo is shown.
Ninety One Investment Platform
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- Unit trusts / investment platform
- Access
- Direct / adviser
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Established manager and offshore range
Considerations
- Costs vary by fund class / channel
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Old Mutual Wealth
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- Investment platform / funds
- Access
- Adviser / direct
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Established brand
- Range of wrappers
Considerations
- Multiple fee layers and product conditions
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Available investments
- Stockbroking / investment platform
- Access
- Adviser / trading
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Shares and funds with advice access
Considerations
- Trading, custody and advice fees
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Available investments
- ETF investment platform
- Access
- Online / app
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Index focus
- TFSA access
Considerations
- Platform/admin and underlying fund costs
- Verify tariff
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Standard Bank Online Share Trading
Investment platform
The platform is the account. The fund or share is the investment.
- Available investments
- JSE broker
- Access
- Online / banking
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Research and integrated bank access
Considerations
- Brokerage and custody costs
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Available investments
- Investment platform and funds
- Access
- Digital/direct
- Fees
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Range of indexed products
- Local provider
Considerations
- Product-specific fees and access rules
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Compare selected products
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Estimate the cost of investing
Type your own growth rate and annual fees. Product cards do not fill these fields, because most tariffs on this site are not a single annual percentage.
Who holds the investment
A platform administers the account. A fund manager runs the portfolio. A custodian or nominee may hold the securities. Those can be different companies. This page does not confirm the custody contract for each brand.
A unit trust means you hold units in a collective investment scheme. An ETF is also a fund: the units are listed, and they are not the same as owning each underlying share in your own name. A JSE share record is the company, not a broker.
Investments are not government-guaranteed. CODI covers qualifying bank deposits, not unit trusts, ETFs, shares or gold coins. If a provider fails, the outcome depends on the legal structure and the assets, not on a general promise from this site.
Tax on investments
Dividends tax on a local dividend is 20% in the tax file used on this site. An individual's capital gain is included at 40% after the annual exclusion, and the maximum effective rate stored for an individual is 18%. Interest, foreign dividends and REIT distributions can be taxed differently. A tax-free investment account has its own contribution limits. This is not a calculation of your tax.
Regulation
An FSCA licence, where one applies, is not a promise of returns and it is not the same category for every firm. No FSP number is printed on these cards. Check the legal entity on the FSCA register before you invest. A share-dealing platform is not automatically an adviser, and a fund manager is not automatically the company that holds your account.
How WiT Money compares these products
Each page keeps its own products. An ETF is not described as a unit trust account, and a gold-mining share is not described as a coin. Empty fees stay blank.
Nothing is sorted as cheapest, best or highest return. The order is alphabetical. A listed name is not a recommendation. No provider is paying for a placement. The button opens the provider's site, or the JSE record where that is the verified link.
Other investment pages
Sources
Page updated 28 October 2026. A source date is the day WiT Money checked that page, not a promise the institution has not changed it since.
- Financial Sector Conduct Authority
Financial Sector Conduct Authority · checked 28 October 2026
- Tax-free investments
South African Revenue Service · checked 28 October 2026
- Rates of tax for individuals
South African Revenue Service · checked 28 October 2026
- Budget 2026 tax guide
South African Revenue Service · checked 28 October 2026