Payments and software
Compare Card Payment Machines in South Africa
Compare card machines, once-off device prices, rental quotes and transaction charges. A tap on the machine is not the moment the funds clear.
Transaction fees, settlement arrangements and merchant eligibility depend on the provider and the agreement. Confirm the current price and the terms before you sign. Information checked 29 October 2026.
Compare providers
The provider name links to the WiT Money profile where one exists. The gold button opens the recorded website. It is not an application.
8 of 8 products, in provider name order. A missing price is not shown as zero, and nothing is ranked as cheapest. A filter matches the published line. It does not decide that you qualify.
Absa Merchant Services
Card machine or in-person card acceptance. A device price is not the transaction fee.
Exact fees were not verified, so no price is shown as a confirmed current tariff.
- Pricing
- Confirm rental, MDR, minimums and contract
- What the product page describes
- Card acquiring; POS terminals and merchant services
Suited to. Established businesses
Advantages
- Bank acquiring infrastructure
Considerations
- Typically requires agreement and eligibility review
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
- iKhokha. No official logo is shown.
iKhokha Card Machines
Card machine or in-person card acceptance. A device price is not the transaction fee.
Exact fees were not verified, so no price is shown as a confirmed current tariff.
- Pricing
- Check model purchase/rental fees and transaction rates
- What the product page describes
- Portable terminals and merchant apps
Suited to. SME merchants
Advantages
- Local SME focus
Considerations
- Device models and fees may change
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
- Kazang. No official logo is shown.
Kazang POS terminals
Card machine or in-person card acceptance. A device price is not the transaction fee.
Exact fees were not verified, so no price is shown as a confirmed current tariff.
- Pricing
- Confirm hardware and payment transaction pricing
- What the product page describes
- Merchant terminals and value-added services
Suited to. Spaza and informal retail
Advantages
- Township and informal trade relevance
Considerations
- Service and contract differences by distribution partner
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
Nedbank Card Payments
Card machine or in-person card acceptance. A device price is not the transaction fee.
Exact fees were not verified, so no price is shown as a confirmed current tariff.
- Pricing
- Quote dependent; confirm current products
- What the product page describes
- Merchant card machines and acquiring
Suited to. Business-account customers
Advantages
- Bank acquiring support
Considerations
- Contract, rental and fee details vary
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
FNB Speedpoint
Card machine or in-person card acceptance. A device price is not the transaction fee.
Exact fees were not verified, so no price is shown as a confirmed current tariff.
- Pricing
- Quote dependent; confirm rental, acquiring, settlement
- What the product page describes
- Merchant terminals, acquiring and business banking
Suited to. Existing FNB merchants
Advantages
- Bank merchant servicing
Considerations
- Contract and volume-based pricing
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
Standard Bank Merchant Solutions
Card machine or in-person card acceptance. A device price is not the transaction fee.
Exact fees were not verified, so no price is shown as a confirmed current tariff.
- Pricing
- Quote dependent; confirm minimums and payout
- What the product page describes
- Card terminals; merchant processing
Suited to. Banking customers
Advantages
- Bank payment infrastructure
Considerations
- Pricing and eligibility can be tailored
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
Khumo 2 / Khumo Print 2
Card machine or in-person card acceptance. A device price is not the transaction fee.
- Pricing
- Khumo 2 R699 once-off; Print 2 R1,499 once-off; in-person fees vary by plan/turnover and exclude VAT This is a published snapshot, not a quotation.
- What the product page describes
- Portable card machines; built-in connectivity; receipts
Suited to. Mobile and shopfront merchants
Advantages
- Published device prices
- No device rental according to provider
Considerations
- Rate differences by debit/credit/international
- Rates and promotions change
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
Zapper in-person payments
In-person payment method. This is not shown as a conventional card terminal.
- Pricing
- Confirm merchant fees and required hardware
- What the product page describes
- QR/mobile in-person payment acceptance
Suited to. Restaurants and retail
Advantages
- Mobile QR payment option
Considerations
- QR merchant service is not necessarily a standalone card machine
Notes checked 29 October 2026. Where a price says it excludes VAT, 15% is not added on the card. Where it says VAT is included, it is not added again.
Compare selected products
Choose up to three. Prices are sentences from different tariffs, so they are not ranked.
No products selected.
Not shown as a current product
- Capitec. Capitec Business Merchant Services. Confirm with the provider before treating it as available.
- Flash. Flash Business terminals. Confirm with the provider before treating it as available.
Estimate your payment processing costs
The standard VAT rate used here is 15%. It is added only when you tick the box. A price that already includes VAT should not be ticked.
How to read this comparison
Buying a device and renting one are different contracts. Yoco's published device prices are once-off amounts, and the in-person fee still varies. A rental quote is not shown as a purchase price. Zapper is listed as an alternative in-person method, not as a conventional card terminal.
SIM costs, a contract term and a cancellation fee are not printed unless the product line states them. Settlement into the bank account can take longer than the approval on the machine.
How WiT Money compares these products
Products stay in provider name order. A gateway fee, a device price, a till subscription, an accounting plan and a payroll charge are not sorted against one another. Nothing is ranked as the cheapest. A listed name is not a recommendation, and WiT Money does not sell the service. Where this site has the provider's logo, it is shown. Otherwise the name is shown without a mark.
Other payments and software pages
Sources
Page updated 29 October 2026. A source date is the day WiT Money checked that page, not a promise the institution has not changed it since.
- South African Reserve Bank
South African Reserve Bank · checked 28 October 2026
- Guide for employers in respect of employees’ tax (2027)
South African Revenue Service · checked 28 October 2026
- Information Regulator
Information Regulator of South Africa · checked 28 October 2026