Credit providers
Kredio
Kredio is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Credit providers.
Visit Kredio (opens in a new tab)About Kredio
Kredio is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Credit providers.
The linked comparisons are Short-term loans, Emergency loans, Bad credit loans.
No legal name is shown, because the sources used for this profile did not give one that has been re-checked.
A profile is not an endorsement, a rating or a promise that a product is suitable. Registration of a firm does not set the terms of a particular account, policy or investment, and it does not mean the product is free from loss.
Products and services on WiT Money
These are the published WiT Money records for this name. A company in a large group is not assumed to offer every product sold under a similar brand.
Short-term loans
Online Personal Loan
18+; SA ID; steady income; latest bank statement; credit and affordability assessment
Personalised pre-agreement quotation. Initiation: Check pre-agreement. Service fee: Check pre-agreement.
View the comparison
Emergency loans
Online Personal Loan (emergency use)
Same eligibility as core Kredio loan
Personalised quotation. Initiation: Check quotation. Service fee: Check quotation.
View the comparison
Bad credit loans
Online Personal Loan (low credit score considered)
Provider states lower credit score is not automatic rejection; full affordability checks
Personalised quotation. Initiation: Check quotation. Service fee: Check quotation.
View the comparison
Published product details
- 18+; SA ID; steady income; latest bank statement; credit and affordability assessment
- Same eligibility as core Kredio loan
- Provider states lower credit score is not automatic rejection; full affordability checks
Advantages and considerations
These points come from individual product records. They are not a general review of the company.
Recorded strengths
- Online Personal Loan. R500–R8,000
- Online Personal Loan. online assessment
- Online Personal Loan (emergency use). Online application
- Online Personal Loan (emergency use). small balances
- Online Personal Loan (low credit score considered). Consideration of imperfect-credit applicants
Recorded limits
- Online Personal Loan. Term not published consistently
- Online Personal Loan. speed claims not guarantees
- Online Personal Loan (emergency use). Approval and speed are conditional
- Online Personal Loan (low credit score considered). No guaranteed approval or no-check promise
Fees and costs
- Personalised pre-agreement quotation. Initiation: Check pre-agreement. Service fee: Check pre-agreement.
- Personalised quotation. Initiation: Check quotation. Service fee: Check quotation.
A missing fee is not shown as R0. Where no figure is published, the price has to come from the provider.
Regulatory information
- Provider claims NCRCP24149; no assumed fixed repayment duration.
- Underlying product same as short-term listing.
- Provider-reported NCRCP24149 requires independent register verification.
- WiT Money has not marked this provider as regulated. Check the register that applies to the product before you deal with the firm.
An authorisation, where one exists, is for particular activities. It is not an endorsement by the regulator, and it does not mean a product is suitable.
Compare Kredio on WiT Money
Sources and how this profile was reviewed
Research dates on the underlying records run to 29 October 2026. Rebuilding this page did not re-check every register entry.