Investing
Compare Gold Investing in South Africa
A gold ETF, a Krugerrand and a gold-mining share are different exposures. A mining share does not mean you own bullion.
Investments can rise or fall in value. Fees, available products and account conditions vary by provider. Information is not personalised investment advice. Information checked 28 October 2026.
Before you compare
A gold ETF, a Krugerrand and a gold-mining share are different exposures. The mining shares do not mean you own bullion. Physical coins add storage, insurance and a dealer spread. Expense ratios for the exchange-traded products were not verified.
Compare providers
Each card uses the product published for this page. A missing fee is left as a prompt to check the provider. It is not shown as zero.
7 of 7 products, in name order. A fee that was not checked is not shown as a number, and nothing is sorted by return or by cheapest.
- 1nvest Gold ETF (ETFGLD). No official logo is shown.
1nvest Gold ETF (ETFGLD)
Gold exchange-traded product
Holding the product is not the same as holding a coin, and retail redemption of metal is not assumed.
- What it is
- Gold exchange-traded product
- Exposure
- Gold price / ZAR
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Exchange-traded access
Considerations
- Gold and FX volatility
- Structural risk
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Gold Fields (GFI). No official logo is shown.
Gold Fields (GFI)
Gold-mining share
A share in a mining company. It is not a coin or a bar.
- What it is
- Gold mining equity
- Exposure
- JSE mining
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Exposure to gold production profits
Considerations
- Operating costs
- Jurisdiction and stock risk
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Harmony Gold (HAR). No official logo is shown.
Harmony Gold (HAR)
Gold-mining share
A share in a mining company. It is not a coin or a bar.
- What it is
- Gold mining equity
- Exposure
- JSE mining
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Gold production exposure
Considerations
- Operational hazards and price sensitivity
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Krugerrand bullion coins. No official logo is shown.
Krugerrand bullion coins
Physical gold
Storage, insurance and the dealer spread sit outside the metal price.
- What it is
- Physical gold coin
- Exposure
- Physical gold
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Direct physical ownership
Considerations
- Dealer spread
- Insurance
- Theft and storage
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- NewGold ETF (GLD). No official logo is shown.
NewGold ETF (GLD)
Gold exchange-traded product
Holding the product is not the same as holding a coin, and retail redemption of metal is not assumed.
- What it is
- Gold-backed exchange-traded product
- Exposure
- Gold price / ZAR
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Exchange-traded gold price access
Considerations
- No income
- Issuer/structure and gold price risk
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Rand Refinery bullion. No official logo is shown.
Rand Refinery bullion
Physical gold
Storage, insurance and the dealer spread sit outside the metal price.
- What it is
- Physical gold bars / bullion products
- Exposure
- Physical gold
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Recognised refinery ecosystem
Considerations
- Physical authenticity and liquidity spread
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Sibanye-Stillwater (SSW). No official logo is shown.
Sibanye-Stillwater (SSW)
Gold-mining share
A share in a mining company. It is not a coin or a bar.
- What it is
- Gold/mining equity
- Exposure
- JSE mining
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Operational leveraged commodity exposure
Considerations
- Not equivalent to owning gold
- Operational/debt risks
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Compare selected products
Choose up to three on this page. Fee lines are not added together into one cost, and nothing is ranked.
A coin, a gold ETF and a mining share are different products. Selecting them together does not make them substitutes.
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Estimate the cost of investing
Type your own growth rate and annual fees. Product cards do not fill these fields, because most tariffs on this site are not a single annual percentage.
Who holds the investment
A platform administers the account. A fund manager runs the portfolio. A custodian or nominee may hold the securities. Those can be different companies. This page does not confirm the custody contract for each brand.
A unit trust means you hold units in a collective investment scheme. An ETF is also a fund: the units are listed, and they are not the same as owning each underlying share in your own name. A JSE share record is the company, not a broker.
Investments are not government-guaranteed. CODI covers qualifying bank deposits, not unit trusts, ETFs, shares or gold coins. If a provider fails, the outcome depends on the legal structure and the assets, not on a general promise from this site.
Tax on investments
Dividends tax on a local dividend is 20% in the tax file used on this site. An individual's capital gain is included at 40% after the annual exclusion, and the maximum effective rate stored for an individual is 18%. Interest, foreign dividends and REIT distributions can be taxed differently. A tax-free investment account has its own contribution limits. This is not a calculation of your tax.
Regulation
An FSCA licence, where one applies, is not a promise of returns and it is not the same category for every firm. No FSP number is printed on these cards. Check the legal entity on the FSCA register before you invest. A share-dealing platform is not automatically an adviser, and a fund manager is not automatically the company that holds your account.
How WiT Money compares these products
Each page keeps its own products. An ETF is not described as a unit trust account, and a gold-mining share is not described as a coin. Empty fees stay blank.
Nothing is sorted as cheapest, best or highest return. The order is alphabetical. A listed name is not a recommendation. No provider is paying for a placement. The button opens the provider's site, or the JSE record where that is the verified link.
Other investment pages
Sources
Page updated 28 October 2026. A source date is the day WiT Money checked that page, not a promise the institution has not changed it since.
- Financial Sector Conduct Authority
Financial Sector Conduct Authority · checked 28 October 2026
- Tax-free investments
South African Revenue Service · checked 28 October 2026
- Rates of tax for individuals
South African Revenue Service · checked 28 October 2026
- Budget 2026 tax guide
South African Revenue Service · checked 28 October 2026