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Momentum

A financial group. Insurance, investments and the medical scheme that uses a similar name are different entities.

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About Momentum

A financial group. Insurance, investments and the medical scheme that uses a similar name are different entities.

Momentum is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Insurance companies, Investment platforms.

The linked comparisons are Life insurance, Income protection, Disability cover, Critical illness cover, Retirement annuities, Preservation funds, Living annuities, Retirement planning.

No legal name is shown, because the sources used for this profile did not give one that has been re-checked.

A profile is not an endorsement, a rating or a promise that a product is suitable. Registration of a firm does not set the terms of a particular account, policy or investment, and it does not mean the product is free from loss.

Products and services on WiT Money

These are the published WiT Money records for this name. A company in a large group is not assumed to offer every product sold under a similar brand.

Life insurance

Income protection

  • Income protection – recurring income on qualifying inability to work

    Personalised quote / confirm

    View the comparison

Disability cover

  • Disability benefit – lump sum or proportional payment depending on severity

    Personalised quote / confirm

    View the comparison

Critical illness cover

  • Critical illness – payment subject to qualifying diagnosis and severity

    Personalised quote / confirm

    View the comparison

Retirement annuities

  • Momentum — Retirement Annuity

    Tax-advantaged pre-retirement contributions; two-pot treatment applies subject to fund/member circumstances

    Get current EAC, underlying fund TER/TC and adviser/platform fees

    View the comparison

Preservation funds

  • Momentum — Preservation Fund

    Preserves transferred employer pension/provident savings; fund type matters

    Get current EAC, platform, fund and adviser charges

    View the comparison

Living annuities

  • Momentum — Living Annuity

    Post-retirement investment-linked income, usually 2.5%-17.5% annual drawdown

    Get ongoing platform/investment/adviser charges and income payment conditions

    View the comparison

Retirement planning

  • Momentum — Retirement Planning / Advice

    Retirement planning and/or advice, not automatically a distinct investment product

    Advice fee and ongoing service agreement: request disclosure

    View the comparison

Published product details

  • Tax-advantaged pre-retirement contributions; two-pot treatment applies subject to fund/member circumstances
  • Preserves transferred employer pension/provident savings; fund type matters
  • Post-retirement investment-linked income, usually 2.5%-17.5% annual drawdown
  • Retirement planning and/or advice, not automatically a distinct investment product

Advantages and considerations

These points come from individual product records. They are not a general review of the company.

Recorded strengths

  • Life cover – benefit paid on qualifying death. Official category directory explicitly describes the relevant benefit.
  • Income protection – recurring income on qualifying inability to work. Official category directory explicitly describes the relevant benefit.
  • Disability benefit – lump sum or proportional payment depending on severity. Official category directory explicitly describes the relevant benefit.
  • Critical illness – payment subject to qualifying diagnosis and severity. Official category directory explicitly describes the relevant benefit.
  • Momentum — Retirement Annuity. Advice-led fund/income options
  • Momentum — Retirement Annuity. broad selection
  • Momentum — Preservation Fund. Advice-led fund/income options
  • Momentum — Preservation Fund. broad selection

Recorded limits

  • Life cover – benefit paid on qualifying death. Conditions, premium, occupation definitions and benefit options vary by policy.
  • Income protection – recurring income on qualifying inability to work. Conditions, premium, occupation definitions and benefit options vary by policy.
  • Disability benefit – lump sum or proportional payment depending on severity. Conditions, premium, occupation definitions and benefit options vary by policy.
  • Critical illness – payment subject to qualifying diagnosis and severity. Conditions, premium, occupation definitions and benefit options vary by policy.
  • Momentum — Retirement Annuity. Layered fees and conditions
  • Momentum — Retirement Annuity. some products require advice
  • Momentum — Preservation Fund. Layered fees and conditions
  • Momentum — Preservation Fund. some products require advice

Fees and costs

  • Personalised quote / confirm
  • Get current EAC, underlying fund TER/TC and adviser/platform fees
  • Get current EAC, platform, fund and adviser charges
  • Get ongoing platform/investment/adviser charges and income payment conditions
  • Advice fee and ongoing service agreement: request disclosure

A missing fee is not shown as R0. Where no figure is published, the price has to come from the provider.

Regulatory information

  • Verify FSCA legal entity/fund registration
  • WiT Money has not marked this provider as regulated. Check the register that applies to the product before you deal with the firm.

An authorisation, where one exists, is for particular activities. It is not an endorsement by the regulator, and it does not mean a product is suitable.

Compare Momentum on WiT Money

Sources and how this profile was reviewed

Research dates on the underlying records run to 29 October 2026. Rebuilding this page did not re-check every register entry.