Banks
Investec
A specialist bank serving private and business clients. Confirm current registration on the SARB list.
Visit Investec (opens in a new tab)About Investec
A specialist bank serving private and business clients. Confirm current registration on the SARB list.
Investec is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Banks, Car finance providers, Home loan providers, Credit providers, Trading platforms.
The linked comparisons are Business bank accounts, Car finance, Home loans, Home improvement loans, Secured loans, Credit cards, Share trading.
The source material names Investec Bank Limited. That wording was not re-checked against a register, and the brand on a page can differ from the company on a contract.
A profile is not an endorsement, a rating or a promise that a product is suitable. Registration of a firm does not set the terms of a particular account, policy or investment, and it does not mean the product is free from loss.
Legal name in the source material. Investec Bank Limited
Products and services on WiT Money
These are the published WiT Money records for this name. A company in a large group is not assumed to offer every product sold under a similar brand.
Business bank accounts
Business and Commercial Transactional Banking
Relationship banking, local/international cash management
Confirm current fee with bank
View the comparison
Car finance
Private Bank Vehicle Finance
Private banking finance
Up to prime -1% for new vehicles, subject to eligibility. Monthly admin waived if paid from Investec Private Bank Account; confirm other charges
View the comparison
Home loans
Private Home Loan
Private home finance
Personalised. Fees may be capitalised subject to facility; terms apply
View the comparison
Home improvement loans
Residential Building Bond / Renovation Finance
Home loan page references renovations and building bonds
Personalised. Legal/bond and construction related costs verify
View the comparison
Secured loans
Private Property Finance
Specialised mortgage borrowing
Personalised. Loan and bond fees verify
View the comparison
Credit cards
Investec Private Bank Visa Platinum Credit Card
Subject to credit and affordability assessments
R705 monthly card fee, as published. Interest and other charges are not included.
View the comparison
Share trading
Online Share Trading
Stockbroking and wealth platforms
Consult official pricing and account terms
View the comparison
Published product details
- Relationship banking, local/international cash management
- Private banking finance
- Private home finance
- Home loan page references renovations and building bonds
- Specialised mortgage borrowing
- Subject to credit and affordability assessments
- Stockbroking and wealth platforms
Advantages and considerations
These points come from individual product records. They are not a general review of the company.
Recorded strengths
- Business and Commercial Transactional Banking. Specialist mid-market banking
- Private Bank Vehicle Finance. Potential favourable new-car rate
- Private Bank Vehicle Finance. no early settlement penalties
- Private Home Loan. Up to 100% bond possible
- Private Home Loan. additional repayments
- Residential Building Bond / Renovation Finance. Building/renovation financing
- Residential Building Bond / Renovation Finance. private banker service
- Private Property Finance. Tailored lending
Recorded limits
- Business and Commercial Transactional Banking. High turnover threshold
- Business and Commercial Transactional Banking. Relationship pricing
- Private Bank Vehicle Finance. Not available to general public
- Private Bank Vehicle Finance. private banking eligibility
- Private Home Loan. Private banking access
- Private Home Loan. property loss risk
- Residential Building Bond / Renovation Finance. Restricted market
- Residential Building Bond / Renovation Finance. building risk and property security
Fees and costs
- Confirm current fee with bank
- Up to prime -1% for new vehicles, subject to eligibility. Monthly admin waived if paid from Investec Private Bank Account; confirm other charges
- Personalised. Fees may be capitalised subject to facility; terms apply
- Personalised. Legal/bond and construction related costs verify
- Personalised. Loan and bond fees verify
- R705 monthly card fee, as published. Interest and other charges are not included.
A missing fee is not shown as R0. Where no figure is published, the price has to come from the provider.
Regulatory information
- SARB/PA member bank; confirm entity
- Published base account/card fee only; 2026 price guide and all variable fees require checking
- Direct bank; restricted eligibility
- Direct lender; restricted eligibility
- Property-secured private bank finance
- Property-secured financing
- Check exact contracting entity, FSCA licence and product permissions
- WiT Money has not marked this provider as regulated. Check the register that applies to the product before you deal with the firm.
An authorisation, where one exists, is for particular activities. It is not an endorsement by the regulator, and it does not mean a product is suitable.
Compare Investec on WiT Money
Sources and how this profile was reviewed
Research dates on the underlying records run to 29 October 2026. Rebuilding this page did not re-check every register entry.