Skip to content
Discovery Bank logo

Credit providers

Discovery Bank

A retail bank in the Discovery group. Confirm the legal entity and registration before relying on this profile.

Visit Discovery Bank (opens in a new tab)

About Discovery Bank

A retail bank in the Discovery group. Confirm the legal entity and registration before relying on this profile.

Discovery Bank is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Credit providers, Banks.

The linked comparisons are Credit cards, Savings accounts, Notice accounts, Fixed deposits.

No legal name is shown, because the sources used for this profile did not give one that has been re-checked.

A profile is not an endorsement, a rating or a promise that a product is suitable. Registration of a firm does not set the terms of a particular account, policy or investment, and it does not mean the product is free from loss.

Products and services on WiT Money

These are the published WiT Money records for this name. A company in a large group is not assumed to offer every product sold under a similar brand.

Credit cards

  • Discovery Bank Gold Credit Card Account

    Subject to credit and affordability assessments

    R125 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

  • Discovery Bank Platinum Credit Card Account

    Subject to credit and affordability assessments

    R180 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

  • Discovery Bank Black Credit Card Account

    Subject to credit and affordability assessments

    R275 monthly card fee, as published. Interest and other charges are not included.

    View the comparison

Savings accounts

  • Demand Savings Account

    Bank deposit

    No monthly fee; EFT R15 on published fee page

    View the comparison

Notice accounts

Fixed deposits

Published product details

  • Subject to credit and affordability assessments
  • Bank deposit

Advantages and considerations

These points come from individual product records. They are not a general review of the company.

Recorded strengths

  • Discovery Bank Gold Credit Card Account. Account and credit-card functions with Vitality Money programme
  • Discovery Bank Platinum Credit Card Account. Integrated transactional capabilities and travel/rewards features
  • Discovery Bank Black Credit Card Account. Black Visa Signature
  • Discovery Bank Black Credit Card Account. premium Discovery ecosystem
  • Demand Savings Account. No monthly fee
  • Demand Savings Account. immediate access
  • Notice Savings 24-hour. Very short notice
  • Notice Savings 24-hour. from any amount

Recorded limits

  • Discovery Bank Gold Credit Card Account. Rewards depend on participation
  • Discovery Bank Gold Credit Card Account. usage-based transaction charges extra
  • Discovery Bank Platinum Credit Card Account. R180 monthly fee plus applicable transaction charges
  • Discovery Bank Platinum Credit Card Account. benefits conditions
  • Discovery Bank Black Credit Card Account. R275 monthly total
  • Discovery Bank Black Credit Card Account. variable transactions
  • Demand Savings Account. Some transfers cost extra
  • Demand Savings Account. check eligibility

Fees and costs

  • R125 monthly card fee, as published. Interest and other charges are not included.
  • R180 monthly card fee, as published. Interest and other charges are not included.
  • R275 monthly card fee, as published. Interest and other charges are not included.
  • No monthly fee; EFT R15 on published fee page
  • No monthly fee advertised
  • Confirm early withdrawal

A missing fee is not shown as R0. Where no figure is published, the price has to come from the provider.

Regulatory information

  • WiT Money has not marked this provider as regulated. Check the register that applies to the product before you deal with the firm.

An authorisation, where one exists, is for particular activities. It is not an endorsement by the regulator, and it does not mean a product is suitable.

Compare Discovery Bank on WiT Money

Sources and how this profile was reviewed

Research dates on the underlying records run to 28 October 2026. Rebuilding this page did not re-check every register entry.