Business funding
Compare Purchase Order Finance in South Africa
Compare funding that pays a supplier against a customer's order. The order, delivery and the customer's payment are different events.
Funding eligibility, pricing and security requirements depend on the provider and the business. WiT Money does not approve credit or give a personalised quotation. Information checked 28 October 2026.
Before you compare
A purchase order is not an invoice, and it does not automatically qualify. The buyer, the supplier and the margin all matter. Late payment by the customer can extend the cost. This is not invoice discounting.
A limited company does not remove a director's liability under a valid personal suretyship. Security over a business asset and a personal undertaking are different promises.
Compare providers
The provider name links to the WiT Money profile. The gold button opens the recorded website. It is not an application.
6 of 6 products, in provider name order. A missing price is not shown as zero, and nothing is ranked as cheapest.
The purchase-order terms still need confirmation.
- Order
- Quote required
- Settlement
- PO linked
- Charges
- Quote required
Eligibility. Validated PO and end buyer
Security. Contract assignment/supplier control
Advantages
- PO and invoice funding focus
Considerations
- PO offer page not independently verified
Notes checked 28 October 2026. Confirm the amount, the price and any surety with the provider. No National Credit Regulator number is shown on this card. A loan described as unsecured can still ask for personal surety.
- Order
- R20k–R10m general facility
- Settlement
- 1–24 months
- Charges
- Fixed finance cost per withdrawal
Eligibility. Confirmed orders plus business assessment
Security. Check security
Advantages
- Online flexible facility
Considerations
- Not necessarily classic PO purchase finance
Notes checked 28 October 2026. Confirm the amount, the price and any surety with the provider. No National Credit Regulator number is shown on this card. A loan described as unsecured can still ask for personal surety.
- Order
- R10k–R1.5m advertised
- Settlement
- Order settlement linked
- Charges
- Quote required
Eligibility. Government/SOE/large-company PO
Security. Assignment and guarantees may apply
Advantages
- Smaller PO financing
Considerations
- Buyer and supplier verification
Notes checked 28 October 2026. Confirm the amount, the price and any surety with the provider. No National Credit Regulator number is shown on this card. A loan described as unsecured can still ask for personal surety.
This organisation matches businesses to funders. A match is not an approval, and it is not the lender.
- Order
- Funder-dependent
- Settlement
- Funder-dependent
- Charges
- Funder quote
Eligibility. Valid PO and track record
Security. Funder-specific
Advantages
- Comparison access
Considerations
- Not lender
- fee terms vary
Notes checked 28 October 2026. Confirm the amount, the price and any surety with the provider. No National Credit Regulator number is shown on this card. A loan described as unsecured can still ask for personal surety.
- Order
- Partner-dependent
- Settlement
- PO settlement linked
- Charges
- Partner quote; ask intermediary fees
Eligibility. Confirmed order and due diligence
Security. Varies
Advantages
- Multiple PO funding paths
Considerations
- Match not approval
Notes checked 28 October 2026. Confirm the amount, the price and any surety with the provider. No National Credit Regulator number is shown on this card. A loan described as unsecured can still ask for personal surety.
- Order
- R1m–R75m advertised
- Settlement
- Order/project linked
- Charges
- Risk-based quote
Eligibility. Direct corporate or government PO; credible supplier
Security. Collateral may be needed
Advantages
- Large PO finance specialist
Considerations
- High minimum and collateral requirements
Notes checked 28 October 2026. Confirm the amount, the price and any surety with the provider. No National Credit Regulator number is shown on this card. A loan described as unsecured can still ask for personal surety.
Compare selected products
Choose up to three on this page. Prices are not ranked, because they are not the same kind of charge.
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Estimate the cost
Type your own figures. Product cards do not fill these fields, because a published line is not a single rate you can drop into one formula.
What you may need before applying
Providers often ask for company or sole-proprietor details, bank statements, financial statements or management accounts, a cash-flow view, SARS documents, identity documents, and the invoice, order or supplier quote the funding is for. Not every provider asks for every document. The list is preparation, not a decision that you qualify.
Regulation
The National Credit Act does not apply to every business facility in the same way. A juristic person, the size of the facility and the type of agreement can change the position. No NCR number is printed on these cards. A marketplace is not the lender. FSCA authorisation, where a firm has it for another activity, is not shown here as permission to advance this facility.
How WiT Money compares these products
Each page keeps its own products. An invoice fee, an overdraft rate, a merchant factor and a term-loan instalment are not sorted against one another. Nothing is ranked as the cheapest or the easiest approval. A listed name is not a recommendation.
Other funding pages
Sources
Page updated 28 October 2026. A source date is the day WiT Money checked that page, not a promise the institution has not changed it since.
- National Credit Regulator
National Credit Regulator · checked 28 October 2026
- Financial Sector Conduct Authority
Financial Sector Conduct Authority · checked 28 October 2026